Analysis

This has been an unprecedented year in far more ways than one. Above all else, while 2020 has taught us the importance of speedy and reactive policymaking, it has also highlighted how proactive legislative activity can better prepare our societies for the future, be it for pandemic preparedness, technological innovation or future financial stability. With
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In just a single year, staking has gone from an academic exercise to a dominant force in crypto.  The biggest staking story of 2020 is, of course, the launch of Ethereum 2.0. But beyond that, the past year has seen a tremendous flowering of proof-of-stake (PoS) networks. Four of the top nine crypto assets by
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After many years of investment, experimentation and infrastructure improvements, the intersection of three market trends are paving the way for enterprise adoption of public distributed networks: tokenization, decentralized finance (DeFi) and business logic moving to layer 2.  In 2020, it became ever more apparent that these trends, in addition to hard lessons learned from attempted
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The founder of mobile crypto bank Abra discusses the massive expansion of global central bank balance sheets. Bill Baryhdt is the CEO of Abra, a mobile crypto banking app. In this discussion with NLW, Bill talks about the year in bitcoin and why the mass expansion of central bank balance sheets was the most important
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Despite the excitement and enthusiasm in the Ethereum community, many people don’t yet fully understand the significance – and the opportunity – of the second-largest blockchain for large institutions and enterprises.  The nature of network participation is changing dramatically as well as the incentive mechanisms for securing open permissionless protocols, demonstrated by Ethereum’s shift to
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“Blockchain and bitcoin point to a future, and point to a world, where content exists forever, where it’s permanent, where it doesn’t go away, where it exists forever on every single node that’s connected to it,” Twitter CEO Jack Dorsey said recently, as he endorsed a decentralized social media standard.   In the same week, the
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In 2020 we finally saw some of the nearly decade-long blockchain hype fulfilled and the legitimate building blocks of a next-generation banking system emerge.  Open finance, and specifically open lending, has exploded to well over $10 billion this year. This growth has catalyzed a new source of funding for market participants ranging from individuals to
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Stablecoins should meet the same regulatory standards as other aspects of the financial system, says President Trump’s Working Group on Financial Markets.  The working group published a report Wednesday detailing how it views retail payments using stablecoins and asking for public feedback on the issue. Stablecoins must meet appropriate money-laundering and oversight requirements, the document
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Donations keep pouring in for leading cryptocurrency think-tank and advocacy group Coin Center. Announced Wednesday, a $175,000 donation to the Washington, D.C.-based non-profit was made by five industry players: NEAR Foundation, Celo Foundation, The Graph, Interchain Foundation and Solana. Coin Center has also raked in over $300,000 this month from a bevy of small and
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The U.S. Securities and Exchange Commission (SEC) is showing signs it might budge on letting crypto custodians become regulated broker-dealers specifically for digital assets.  The Commission announced Wednesday that it would let crypto-focused broker-dealers operate for five years without fear of an enforcement action provided they can verify they have possession and control of customers’
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With BTC struggling to break past $24K and the SEC suing Ripple, CoinDesk’s Market’s Daily is back with the latest crypto news roundup. As expected, the SEC has filed suit against Ripple, saying it violated federal securities laws in selling $1.3 billion in XRP over the past seven years. “MoneyGram will continue to monitor the
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I had a remarkably good year as an industry analyst – a term I prefer to “expert.” Almost no one in crypto is an expert, to be fair. So many things change every month.  Last October, after the end of a rather enjoyable and intense journey with ConsenSys, where I spent most of my time
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Bitcoin (BTC) was little changed, with prices appearing unable to hold levels above $24,000.  “Bitcoin has moved vertically for a few weeks now and pullbacks will happen,” the Norwegian cryptocurrency-analysis firm Arcane Research wrote Tuesday in a weekly report.  The bigger story Wednesday in digital-asset markets was the steep plunge in prices for the payments token XRP
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It has been an eventful year, to say the least. In terms of blockchain and crypto, we saw several key developments: the halving of Bitcoin, liquidity mining and the explosive growth of several decentralized finance (DeFi) applications, stronger tools for blockchain interoperability and much more.  As 2021 begins and the globe slowly eases its way
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Google was down for only an hour, but Monday’s outage served as a stark reminder of how much modern existence online depends on the centralized search engine colossus. From Gmail and Google Calendar to YouTube and even Google’s two-factor authentication, the outage temporarily ground online work to a halt for many, including publications that would
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